Positive Practice - Plan, Perform and Profit

Our Method

The CLEAR Cashflow Method™

A structured 5-step framework designed for health and social care providers and SME owners across all sectors who want complete clarity and control over their finances. No jargon. No complexity. Just clear, actionable financial insight.

Developed by Stewart Newberry over 20 years of working with business owners, the CLEAR method transforms how you understand, manage, and grow your business finances.

CLEARCashflow Method™
Step 1: Get a crystal-clear snapshot of exactly where your business stands financially right now. No assumptions, no guesswork — just the facts.
Step 2: Understand the critical difference between profit and cash. Most business owners confuse the two — and it costs them dearly. We make sure you never fall into that trap.
Step 3: Build a robust 6-month rolling forecast that you can actually rely on. See what's coming before it arrives, and plan accordingly.
Step 4: Stress-test every significant decision before you commit. Whether it's hiring, investing, or expanding — know the financial impact in advance.
Step 5: Establish a monthly financial rhythm that keeps you permanently in control. Regular reviews mean no more surprises, no more firefighting.

Plan · Perform · Profit

Tap each step to learn more

Five Steps to Financial Clarity

Each step builds on the last, creating a complete system for understanding and controlling your business finances.

C

Capture Your Position

Get a crystal-clear snapshot of exactly where your business stands financially right now. No assumptions, no guesswork — just the facts.

L

Learn the Difference

Understand the critical difference between profit and cash. Most business owners confuse the two — and it costs them dearly. We make sure you never fall into that trap.

E

Engineer Your Forecast

Build a robust 6-month rolling forecast that you can actually rely on. See what's coming before it arrives, and plan accordingly.

A

Assess Before You Act

Stress-test every significant decision before you commit. Whether it's hiring, investing, or expanding — know the financial impact in advance.

R

Rhythm of Review

Establish a monthly financial rhythm that keeps you permanently in control. Regular reviews mean no more surprises, no more firefighting.

How to Get Started

Choose the level of engagement that suits you best. Every option is powered by the same proven CLEAR framework.

Entry

CLEAR Starter System

£37

Learn the method yourself with our complete online course. 7 modules, video lessons, and 15+ templates.

Bridge

CLEAR Power-On Session

£495

A done-with-you implementation session. We work through the CLEAR method together, tailored to your business.

Most Popular

Full Service

Virtual Finance Office (VFO)

from £249/month

We implement and run the CLEAR method for you. Your complete outsourced finance function, powered by the CLEAR framework.

Ready to Get CLEAR on Your Cashflow?

Book a free Cashflow Review and we'll show you exactly where you stand and how the CLEAR method can help.